Saturday, January 3, 2009

Resolution #3- Buy a home

I love the New Year. I get more excited about the New Year than the rest of the holidays. I really get into it with a ton of rituals, including cleaning up my entire house, purging my closet, weeding out my book collection and then the most fun part- writing down my resolutions- in cursive and in a fancy journal- all before the clock strikes midnight on the eve. 

New Years eve, I did not do any of my rituals. Unfortunately, The Coopster (my puppy) got really ill and had to undergo a number of stressful days at the hospital, tons of tests and emergency surgery- which had me in a frenzy. Things have calm down since, and Cooper is getting better. And, I have finally had a chance to put a little more thought into what my resolutions are this year. And for the first time, they are really uncomplicated, and much more fun and achievable. I won't bore you with the details of all my resolutions.

If one of your resolutions is to buy a house this year- I wanted to share some pointers with you:

It is never too early to start planning for the process. I love meeting a client several months before they are planning to move. Planning involves talking to a lender early enough, to strategically place yourself in the best position for the strongest financing available. There are several first time homebuyer/specialized programs that are fantastic, but that may take several months to 'process' since they are ran by the government or non-profit. 

Planning also allows you to get educated on the market. Start looking at listings early. Start checking out open houses. Start watching 'tons of HGTV'. 

If you are ready to take step 1 of working on your resolution, I would be happy to meet you for a coffee sometime. Let's talk!